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Mortgages Explained

Basically, a mortgage is just a loan that is to be used to finance the purchase of property. The property itself is used as security to ensure repayment and the lender holds the title or deed to the property either directly or indirectly (depending on your jurisdiction and type of lender) until you have repaid the entire amount plus interest.

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Types of Mortgages

Fixed-Rate Mortgages, Adjustable-Rate Mortgages, 2-Step Mortgages, Conforming & Non-Conforming Mortgages, Balloon Mortgages, (FHA) Federal Housing Administration Mortgages, (VA) U.S. Department of Veteran Affairs and Fannie Mae and Freddie Mac.  Learn a little about the best available option for you.

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Mortgage Worksheet

We have provided the following mortgage worksheet to help you compare different mortgage products. It is meant to be downloaded and printed as many times as needed.  Right click the the Web Browser Window and then click on the "Print" button. Repeat this File/Print procedure to obtain as many copies of the worksheet as needed.

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Contact Us

Phone: (208) 878-3500
Fax: (208) 878-0495
 
Twin Falls Office
1182 Eastland Dr N Suite A
Twin Falls, ID 83301
Phone: (208) 944-0000
Email: info@mtnwestrealty.com

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Lloyd Smith is the most knowledgeable, professional and helpful Real Estate Broker I have ever met.I live in Utah and we had inherited some farm land in the Burley area. After four years of leasing ... view more

by Danny & Heidi Loughmiller on Mountain West Realty

Lacey was so helpful in not only helping us find a bigger home, but she also helped us get our other home rented. Lacey did things for us we didn't even know we needed to do...Thank you Lacey Askew, you... view more

by Jeff & Rebecca Ashmead on Mountain West Realty

We have to say, "thank you", to Lloyd Smith!!! When he became involved in the sale of our Wendell home we had nothing but excellent representation! Lloyd ensured we were informed of any issues, and that... view more

by Taylor Ballard Hymas on Mountain West Realty

My experience with Lloyd Smith and Mountain West Realty was AMAZING. I moved to the Burley area the end of 2014 and had a house to sell in Rexburg. At first, I tried to just take care of everything myself... view more